Even if you’re young and healthy, it’s never too early to get term insurance. Don’t think you’re invincible just because of your age; there are a number of ailments that develop in people as young as twenty. Here are a few to watch out for.

Multiple Sclerosis (MS) typically develops during your 20s. MS affects your nervous system, which includes your brain and spinal cord. This disease causes your immune system to attack your nervous system, which can cause a number of issues. It’s common for people with MS to experience extreme fatigue, blurry vision, numb limbs, and walking issues.

Bipolar Disorder

Bipolar disorder affects mood and often hits people when they’re around 25 years old. Those who’ve been diagnosed with bipolar disorder experience extreme highs where they’ll feel intense joy and be particularly productive, followed by periods of depression, where they’ll feel intense lows.


Lupus is an autoimmune disease that affects up to five million people around the world. Most patients with lupus are women (approximately 90%), and many of them are relatively young. The symptoms of lupus include rashes, headaches, fatigue, and mood swings. It can be very difficult for doctors to diagnose lupus as its symptoms are very closely related to other diseases.


Fibromyalgia is often called an invisible illness because of the difficulty doctors have diagnosing it. Although it affects nearly 7 million across North America, its medical cause is unclear. People living with fibromyalgia experience pain in their joints and muscles and are fatigued by everyday tasks. While this disease is often associated with the elderly, it can develop much earlier in life.

Crohn’s Disease

Crohn’s Disease develops in your 20s. This autoimmune disease causes inflammation in GI tracts from healthy cells attacking themselves. Bloating, cramping, diarrhea, and abdominal pain are common symptoms early on. As the disease develops, the chance of malnutrition and colon cancer rises.

Rheumatoid Arthritis

Rheumatoid arthritis occurs in both men and women in their 20s. If you have a family history of autoimmune disease, then you’re more likely to develop rheumatoid arthritis and other autoimmune conditions. If rheumatoid arthritis runs in your family, smoking can further increase your risk of developing it. As of right now, there’s no cure, but anti-inflammatory drugs and steroids can help. 


Schizophrenia often develops in young adults in their 20s. While some schizophrenics may experience delusions or sudden personality changes, many others have symptoms that show very gradually. When schizophrenics experience delusions, they often aren’t aware that they are behaving oddly, making the mental illness difficult to self-report.

It’s Smart To Get Life Insurance When You’re Young

It may be a cliché, but it’s true: you should hope for the best, but prepare for the worst. Hopefully, none of us gets sick, and we all live happy healthy lives, but there’s no telling what tomorrow will bring. If you have someone dependent on you (an SO, a child, a parent, a sibling), your sudden death can be financially devastating. A term life insurance from Dropdead Life will help provide for your loved ones should you pass and is quick, easy, and cheap to get. Insurance coverage is only a few clicks away, so what are you waiting for? Get protection and peace of mind today.